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I live overseas, but do some work for a client in the UK. Currently I pay tax in both countries. I’m also paying my NI contributions, which I probably will never use (no plans to return to UK; and am paying a similar component of tax here in South Africa). I’m wondering if my current tax setup is not optimal. I spoke to HMRC & they said I should apply to be non-liable for NI. I would like some independent advice before I send them the letter, below.

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